- Mortgage Products
- Overview
- Purchasing a Home
- Renewing / Transferring
- Refinancing Your Home
- Home Equity Loans
Overview
Let us walk you through the entire process, from pre-qualifying your mortgage, finding the right home with the right realtor, to closing with a competent and professional lawyer. You will not be left alone.
Purchasing a Home
Let us walk you through the entire process, from pre-qualifying your mortgage, finding the right home with the right realtor, to closing with a competent and professional lawyer. You will not be left alone.
We have plenty of mortgage products that are designed to suit your needs. Unlike a bank, we can source your mortgage from over 80 lenders who want your business. These include most of the banks, mortgage companies, trust companies and other financial institutions and private lenders.
Renewing / Transferring
Now is a great time to look at the many innovative options and competitive rates available. The mortgage environment is always changing - if you're in the last year of your mortgage, it's not too early to talk to a mortgage planner about what the next few months will bring.
Refinancing Your Home
Whether you want to refinance your existing mortgage or make use of your Home Equity for any purpose that you desire, the decision to refinance requires proper planning and consideration of several factors.
A well qualified mortgage professional can be of great help to secure the best deal for you when you plan on refinancing. With several years of experience in the industry, I can assist you in getting the maximum out of your decision to refinance. From consolidating several debts into one, to lowering monthly payments and getting ready cash-in-hand, refinancing was never this easy
Home Equity Loans
Mortgages generally qualify as good debt: they are usually available at the lowest possible rates, they represent a good investment in a (generally) appreciating asset, and they make home ownership possible. Bad debt saddles you with high interest rates - often on depreciating assets. High credit card debt is one of the worst, and afflicts most Canadians at some point in their financial lives. But if you have equity in your home, then you have an opportunity to turn bad debt to good debt - by refinancing and rolling high-interest debt into your mortgage for big interest savings. One of our mortgage experts can talk to you about refinancing at any time.